As rates improve, one question comes up again and again:
What happens if we buy first, and our current home doesn’t sell?
It’s a fair concern, and one that stops a lot of good plans before they start. The reality is that there are structured buy-before-sell options designed specifically to address that risk, including bridge loans and guaranteed backup offer programs. Each comes with trade-offs, costs, and protections that matter depending on timing, pricing, and market conditions.
I’ve linked a short article from JVM Lending below that explains how these options work, what happens if a home doesn’t sell as planned, and how risk is managed in real-world scenarios. It’s useful context for anyone trying to plan a move without guessing.
The key isn’t choosing a tool. It’s understanding your options early enough to choose intentionally.